Healthcare, Smealthcare

It's time for another political post. I feel like our elected representatives are falling down on the job we hired them to do. I also feel like enough people aren't paying attention to what's going on around them. I am trying to educate you before our taxes go up to support people you do not know and stretch our already tight budgets even tighter.

The main problem with the job the House has done is that we don't all need insurance. At the very least, we certainly don't need all the insurance we have. I can tell you that the cost of insurance is about to skyrocket and even your employer doesn't care. They only have to provide the insurance, not pay for it. Let's take this point by point.

The house is insistent that all Americans be covered. What they have failed to do is realize that the system of insurance is broken. Their version has included some bandaids to some critical issues: pre-existing conditions and insurance stopping coverage, for example. The healthcare bill does not say that you have to be covered for a PEC, but it limits the time the insurance compnay has to look and assess a PEC. If you have a PEC, you more than likely need coverage. Most PEC, with the exception of pregnancy, don't go away.There was a time that pregnancy was considered a PEC. Who is the idiot that thought that was right? The idiot that wanted to make money and not pay out for a temporary condition. The bill that passed did have a clause that insurance could not drop your coverage if you were sick. There have been many cases in the past of this. It's like dropping your home owner's because you filed a claim. The issue is limitation of all coverage. Once you've maxed out your lifetime max for benefits, no more benefits for you. That seems right how? Let's just leave a big loop hole for them to wiggle through.

Employers must offer coverage. It can be really crappy coverage, but they're offering it. Our insurance is changing because of two reasons. One is the beginning of the year. We are in the process called open enrollment. The other is that hubby's company just got taken over. Their insurance options are horrible. But they don't care. Many companies have gotten out of negotiating rates, which they could do, and have gotten into charging the employee more. We'll make them pay for it. While I don't have a problem paying my share for insurance, it should at least be insurance that I need and use. Maternity is not an option that we need. Why does a single man in his 50s with no spouse or partner need that coverage? Just wondering. Insurance is too all inclusive and not specific enough. And we all pay for it.

This healthcare bill was written with information and testimony from the American Medial Association, nurse's unions, and hospital administators. They don't have a vested interest in all Americans having coverage, do they?. Let's not focus on the fact that many people use the ER as a primary care physician, but don't pay their bill. Their bills are too high and they could never pay them. It's a vicious cycle that repeats and repeats. That's the nature of a cycle. Then there's the optional abortion coverage for women. How do you know if you need that coverage until you need that coverage? The woman would have to pay for that. Not that I have an issue with that, but why do you need insurance coverage for it? So much stupidity going on.

My plea to you is that you take the time to educate yourselves about what is going on in Washington. The government, as referenced by several horrible decisions in the past, does not have your best interest in mind when they pass bills like these. Get on the phone or your email or Twitter or Facebook or whatever you do and let our reps know that they are our employee. They have insurance and are not going to be a part of this coverage. Listen to both sides of the story. Watch main stream media, but also listen to the other side, like Fox News. I think that's better than being led blindly, by anyone.