Goodbye, and Good Luck

2013 is almost over! Thank God!! What a crappy freakin' year this has been. It has seen:

1. Home mortgage refinance- what a joke that is! Sure our payment is almost cut in half, but Wells Fargo created a 40 year loan for suckers like us and didn't forgive the $55,000 our home is upside down. Our property is worth $45,000 at this time and is unlikely to gain any value in the next 3-5 years. Really, you bunch of crooks? And the refi delayed the bankruptcy. If we had declared, they wouldn't have refinanced us and we would be stuck with an awful payment.
2. Bankruptcy- that is a painful process, for sure. I get it. I really do. But the process itself sucks ass. And to have to delay just threw us for a serious loop and almost left us more broke, and broken, than when we started. The loss of any available overtime hurt our bottom line and almost broke hubby because he has a harpy for a wife and an asshole for a boss.
3. Strife between hubby and wife- yeah, it rhymes. I needed a little joy. The first 2 came between us so badly at times, I wonder that anyone makes it through the process. We have seen some serious stuff during our time together, but the stress from the above can be a killer, for people and a marriage! Hubby sat one weekend and almost had a breakdown. I do not use that term lightly.  
4. Family sucks!- and I mean mine, too. My only bright spot: Big Sis!!! Go, Big Sis!! Hubby's family needs a serious beating, and sometimes so does mine. Forgetting birthdays, judging our choices on raising our family, not taking responsibility for their words and actions. What. Ever.

I am optimistic about 2014. I won't say "It can't be any worse" because that when it rains. For days. And floods the world. But I do have high hopes. High hopes that hubby and I got through 2013 and 18 years of marriage. Hopes that our family can grow stronger and smarter. Hopes that we win the lottery and can buy that island in the South Pacific. Come on, 6 numbers!!!

Happy New Year!!! May it bring you peace, and joy, and fruitfulness, and prosperity, and much, much love!!!!!!!!!